Know what is safe to spend
See today’s spending room after bills, goals and your chosen buffer.
Budget without linking your bank
Private budgeting without the premium price.
Plan spending, bills, savings goals and what is safe to spend, all privately on your iPhone.
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Good morning
£42.60
safe to spend today
30-day outlookAfter bills, goals and your buffer
- Spent
- £18.40
- Protected
- £620
Holiday£680 of £1,000
68%Impulse pauseQuiet the apps that tempt you
◎Instagram🔒◉Deliveroo🔒↗Amazon🔒
Today
Activity
A clear record, without a bank feed.
☕
Little CoffeeFood and drink
−£4.20🚆
Train ticketTransport
−£14.20↗
PaydayIncome
+£340This month
Cash story
See the shape of your spending.
£486 went out£16.20 daily pace
ViewComing up
Plan
Know what needs your money next.
14Rent
Tomorrow£560
Tomorrow£560
New laptop£0 of £1,200
0%N
Netflix£10.99 monthly · renews 22 Oct
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Inside Headway
Everything you need to know where your money is going.
Keep every transaction clear
Log spending manually and review your money without connecting a bank account.
Understand your spending
Turn everyday activity into useful patterns, trends and monthly insight.
The latest budgeting technology should be accessible to everyone.
Too many budgeting apps track people, lock basic features away, or charge excessive prices.